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FIRE & SMOKE DAMAGE
INSURANCE CLAIM HELP

Advocate Claims Services (ACS) is a Michigan-based public adjusting firm helping

homeowners and businesses recover fair compensation for fire and smoke damage claims.

We may also consider select large-loss claims outside of Michigan where permitted by law.

WHAT FIRE CLAIMS OFTEN INCLUDE

STRUCTURAL DAMAGE

Damage to the building envelope, framing. walls, roof, and interior components.

SMOKE & SOOT

DAMAGE

Residual smoke and soot that penetrates surfaces, contents, and HVAC systems.

WATER FROM FIREFIGHTING

Water and moisture damage caused by firefighting efforts and sprinkler activation.

CONTENTS DAMAGE

Damage to personal or business property, equipment, inventory, and documents.

TEMPORARY BUSINESS INTERRUPTION/LVING DISRUPTION

Loss of income and additional living expenses while your property is being repaired.

HOW ACS HELPS AFTER A FIRE LOSS

DOCUMENT THE LOSS

We conduct a thorough inspection, document al damage, and identify every impact to your property and business. 

PREPARE THE CLAIM

We build a detailed, well-supported claim package to reflect the full scope of your policy entitlements.

COMMUNICATE & NEGOTIATE

 

We handle all communication with the insurance company and negotiate aggressively to pursue the maximum settlement you deserve.

RESIDENTIAL & COMMERCIAL FIRE CLAIMS

Modern Suburban Home
RESIDENTIAL CLAIMS

We help homeowners get back on track after a fire. From structural damage to personal property, we fight for a settlement that truly reflects your loss so you can rebuild with confidence. 

  • Single-family homes & condos

  • Rental properties & multi-unit dwellings

  • Personal belongings & additional living expenses

Modern Office Building
COMMERCIAL CLAIMS

Fire losses can disrupt operations and impact your bottom line. We help business owners recover what they're owned and get back to business faster. 

  • Office, retail & industrial properties

  • Equipment, inventory & fixtures

  • Business interruption & extra expenses 

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